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Scroll the bottom of the page for the more accessible "Money Summary" to see the list of HST's most popular products! Click here to see the full catalog Commission Structure for HST & CHC's Health, Life, Annuities & Group Insurance.


  • Saturdays: Commissions

  • Tuesdays: Bonus/Spiffs


As you are looking at the sheet, here are a few quick explanations of what each bonus means:


Agents who submit 9, 12 or 15 apps will get paid the allotted bonus listed below. Example: You sell a family a Medical, Dental & Vision policy. Those are counted as (3) separate apps. So that one sell will give you credit for (3) separate applications. Any application that has a premium of at least $25, will be counted towards the potential bonus. Pay periods run from Saturday - Friday & agents who hit bonus during the pay period, will be paid out the following Tuesday! With free leads, agents have no reason not to hit this weekly bonus as long as they are working a consistent schedule. We train agents to schedule a goal of 8-12 appointments daily so even if you close only half of those appointments, you can easily hit the entire weeks bonus in just one day.


In addition to receiving free leads, agents receive $5 - $75 in Lead Credits for commissionable products per app. These credits can be used to purchase extremely hot leads that have not been shared with other agents. Same example as listed above, each app qualifies agents to receive immediate lead credit as long as the apps are over $25. 


​Agents who sell only 40 apps in their first 3 months as an agent, will receive a $500 Cash Bonus & $500 in Lead Credits that can be used to buy Exclusive Leads or Live Transfers.  (NAP - Simply means "Issued" and not just submitted).


Refer an agent to work with us by emailing & you will receive the allotted bonuses listed below. There is no limit, so if you know anyone at all, let us know & let this be another source of income for you. If you are planning on building a team, these agents will be assigned to you once you hit Partnership which is when you submit $1M in business - which if you look at our leaderboards, you'll see that it $1M sounds like a lot, but in reality as long as you are working our system it will not take long at all! If you do not want to build a team that is completely fine & we will not push you to recruit. That is completely up to you but regardless, you will still get the Spread the Word bonus either way.


These are just side spiffs, nothing to put a lot of focus on however it is a bonus and a little extra money won't hurt :)


Once you Issue (NAP) $1M in business, you will become an official Partner with the agency & will receive an immediate $10,000 Bonus Check. In addition, you will also be able to build a team if that is something you would like to do.

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